The invoicing & small-business finance journal
Getting paid,
made unremarkable.
Clear, useful writing on how to invoice, when to charge, and how to close the gap between finishing the work and seeing the money. No jargon, no fluff — just the parts that move your cash flow.
Editor's pick
What Is a Statement of Account? When to Send One (+ Free Template)
A statement of account summarizes all outstanding invoices for one client. Learn the two main types, when to send one, and copy a free template.
Latest writing
- 01Tax & ComplianceJul 11, 2026
What Is a 1099-K? A Freelancer's Guide to the Payment App Tax Form
How the 1099-K works, why PayPal and Stripe now send you one, the shifting reporting thresholds, and how to report it without paying tax twice.
7 min read - 02Tax & ComplianceJul 9, 2026
What Is a 1099-NEC? A Freelancer's Guide to Getting (and Reading) Yours
How the 1099-NEC works for US freelancers: who sends it, the $600 rule, how it differs from a W-9 and 1099-K, and what to do when it's wrong or missing.
8 min read - 03Payment TermsJul 7, 2026
Early Payment Discounts Explained: What 2/10 Net 30 Means (and Should You Offer One?)
Decode 2/10 net 30 discount terms, calculate what an early-payment discount really costs you, word it correctly on invoices, and decide if it pays off.
8 min read - 04Tax & ComplianceJul 5, 2026
How to Fill Out a W-9 as a Freelancer (Step-by-Step)
A box-by-box guide to completing IRS Form W-9 as a freelancer or contractor, including tax classification, your TIN, common errors, and when a 1099 arrives.
8 min read - 05Getting PaidJul 3, 2026
What Is Invoice Factoring? How It Works, Costs & Alternatives
How invoice factoring and invoice financing work for small businesses waiting on unpaid invoices, what they really cost, and cheaper ways to fix cash flow.
8 min read - 06Tax & ComplianceJul 1, 2026
What Is a Tax Invoice? Australian GST Requirements + Free Template
A practical guide to Australia's statutory tax invoice: the mandatory fields, when GST registration requires one, the $1,000 threshold, and RCTIs.
7 min read - 07Invoicing BasicsJun 29, 2026
How to Invoice Someone as an Individual (Without a Company)
You don't need a registered company to send a legal invoice. Here's exactly what to put on it, how to get paid, and the tax basics in the US, UK, Canada, and Australia.
8 min read - 08Getting PaidJun 27, 2026
Best Ways to Get Paid as a Freelancer: Payment Methods Compared
A practical comparison of bank transfer, PayPal, Wise, Stripe, cards, and direct debit on fees, speed, and international reach for freelancers.
8 min read