[{"data":1,"prerenderedAt":1654},["ShallowReactive",2],{"page-\u002Fhow-to-invoice-without-a-business":3,"related-\u002Fhow-to-invoice-without-a-business":547},{"id":4,"title":5,"author":6,"body":7,"category":534,"date":535,"dek":536,"description":537,"extension":538,"featured":539,"meta":540,"navigation":419,"path":541,"readingTime":542,"seo":543,"sitemap":544,"stem":545,"__hash__":546},"content\u002Fhow-to-invoice-without-a-business.md","How to Invoice Someone as an Individual (Without a Company)","The InvoiceYard Team",{"type":8,"value":9,"toc":514},"minimark",[10,15,19,22,30,34,37,84,90,94,97,173,176,195,213,217,223,270,277,281,284,308,311,315,318,321,350,363,367,373,399,404,408,474,478,483,486,490,493,497,500,504,507,511],[11,12,14],"h2",{"id":13},"you-dont-need-a-company-to-send-an-invoice","You don't need a company to send an invoice",[16,17,18],"p",{},"This trips up almost everyone who does their first bit of paid work on the side. You painted a fence, edited a video, built a spreadsheet, tutored someone's kid — and now they've asked you to \"send an invoice.\" But you've never registered a business. Are you even allowed to?",[16,20,21],{},"Yes. An invoice is just a document requesting payment. There's no law in the US, UK, Canada, or Australia that says only registered companies can issue one. A sole individual selling their time or goods can invoice in their own legal name. The company number, the limited liability, the registered office — none of that is a prerequisite for getting paid.",[16,23,24,25,29],{},"What ",[26,27,28],"em",{},"does"," matter is putting the right details on the document and reporting the income correctly at tax time. Those two things are where people actually go wrong.",[11,31,33],{"id":32},"what-without-a-company-really-means-in-each-country","What \"without a company\" really means in each country",[16,35,36],{},"The phrase \"I don't have a business\" usually means \"I haven't incorporated.\" But in most of these countries, the moment you earn money from work, you're treated as self-employed for tax purposes — whether you registered anything or not.",[38,39,40,52,62,70],"ul",{},[41,42,43,47,48,51],"li",{},[44,45,46],"strong",{},"United States:"," If you work for yourself and aren't incorporated, you're a ",[26,49,50],{},"sole proprietor"," by default. No registration required to start; the income goes on your personal tax return (Schedule C). You invoice under your own name.",[41,53,54,57,58,61],{},[44,55,56],{},"United Kingdom:"," You're a ",[26,59,60],{},"sole trader",". You can do occasional work, but HMRC expects you to register for Self Assessment once your self-employed income passes the trading allowance (commonly cited as £1,000 of gross income per tax year — confirm the current figure with HMRC). Below that, you may not need to register at all.",[41,63,64,57,67,69],{},[44,65,66],{},"Canada:",[26,68,50],{},". You report business income on the T2125 form attached to your personal return. No incorporation needed to invoice.",[41,71,72,75,76,79,80,83],{},[44,73,74],{},"Australia:"," This is the one real exception. The ATO generally expects anyone ",[26,77,78],{},"carrying on an enterprise"," — running a genuine business, even part-time — to have an ",[44,81,82],{},"ABN"," (Australian Business Number). It's free and you can apply online. If you invoice without one for business activity, the payer may be required to withhold 47% from your payment. A genuine one-off hobby sale is different, but recurring paid work usually means you should get an ABN.",[85,86,87],"blockquote",{},[16,88,89],{},"Rules vary by jurisdiction and change over time. Confirm thresholds and registration requirements with your tax authority (IRS, HMRC, CRA, ATO) or a qualified accountant before assuming you're under a limit.",[11,91,93],{"id":92},"what-goes-on-the-invoice","What goes on the invoice",[16,95,96],{},"A valid invoice as an individual contains almost everything a company invoice does — just with your personal details where a business's would go. Include:",[98,99,100,106,116,122,127,139,149,155,161,167],"ol",{},[41,101,102,105],{},[44,103,104],{},"The word \"Invoice\""," at the top, clearly.",[41,107,108,111,112,115],{},[44,109,110],{},"Your full legal name"," (and a trading name like \"Sam's Editing\" only if you actually use one). Your name ",[26,113,114],{},"is"," your business identity here.",[41,117,118,121],{},[44,119,120],{},"Your contact details"," — address, email, phone. A home address is fine; if you'd rather not share it, a PO box or just email and phone works for most clients.",[41,123,124],{},[44,125,126],{},"The client's name and address.",[41,128,129,132,133,138],{},[44,130,131],{},"A unique invoice number"," — start at 001 and never repeat one. See ",[134,135,137],"a",{"href":136},"\u002Finvoice-numbering-best-practices","invoice numbering best practices"," for a system that won't break later.",[41,140,141,144,145,148],{},[44,142,143],{},"Invoice date"," and ",[44,146,147],{},"due date"," (e.g. \"Net 14\" — payment within 14 days).",[41,150,151,154],{},[44,152,153],{},"Line items",": a description, quantity, rate, and amount for each thing you're charging.",[41,156,157,160],{},[44,158,159],{},"Total due",", in the correct currency.",[41,162,163,166],{},[44,164,165],{},"Payment details"," — how you want to be paid.",[41,168,169,172],{},[44,170,171],{},"A tax ID, only if you have one or need one"," (more below).",[16,174,175],{},"A simple line item looks like this:",[85,177,178],{},[16,179,180,183,184,187,188,191,194],{},[44,181,182],{},"Video editing — promotional reel","\n6.5 hours @ $45.00\u002Fhr — ",[44,185,186],{},"$292.50","\nStock music licence (1 track) — ",[44,189,190],{},"$18.00",[44,192,193],{},"Total due: $310.50","\nPayment terms: Net 14. Due by 13 July 2026.",[16,196,197,198,202,203,207,208,212],{},"You don't need fancy software. A clean template in ",[134,199,201],{"href":200},"\u002Fhow-to-make-an-invoice-in-excel-word-google-docs","Word, Google Docs, or Excel"," is perfectly professional, or grab one from our roundup of ",[134,204,206],{"href":205},"\u002Fbest-free-invoice-templates-for-freelancers","free invoice templates",". The full anatomy is covered in ",[134,209,211],{"href":210},"\u002Fhow-to-write-an-invoice","how to write an invoice",".",[11,214,216],{"id":215},"what-tax-number-do-you-put-ssn-utr-company-number","What tax number do you put — SSN, UTR, company number?",[16,218,219,220],{},"This is the question that sends people searching. The short answer: ",[44,221,222],{},"you almost never put a personal tax number on the invoice itself, and you never need a company number you don't have.",[38,224,225,243,253,258],{},[41,226,227,230,231,234,235,238,239,242],{},[44,228,229],{},"US:"," A client paying you $600 or more in a year will usually ask you to complete a ",[44,232,233],{},"Form W-9",", which captures your name and either your Social Security Number or an EIN. They use that to file a 1099 — they do ",[26,236,237],{},"not"," expect it printed on your invoice. If you'd rather not hand out your SSN, you can get a free ",[44,240,241],{},"EIN"," from the IRS as a sole proprietor and use that instead. Don't put your SSN on the invoice body.",[41,244,245,248,249,212],{},[44,246,247],{},"UK:"," You don't put your UTR (Unique Taxpayer Reference) on invoices, and you don't need a company number because you're not a company. If you're VAT registered you must show your VAT number — but most occasional earners aren't. See ",[134,250,252],{"href":251},"\u002Fdo-i-need-to-register-for-vat","do I need to register for VAT",[41,254,255,257],{},[44,256,66],{}," No number needed on the invoice unless you're registered for GST\u002FHST (generally required once revenue exceeds CAD $30,000 over four consecutive quarters — verify the current threshold). Then you show your GST\u002FHST number.",[41,259,260,262,263,265,266,269],{},[44,261,74],{}," Show your ",[44,264,82],{}," on the invoice. If you're registered for GST, the document becomes a ",[26,267,268],{},"tax invoice"," and must say \"Tax Invoice\", show the GST amount, and include your ABN.",[16,271,272,273,276],{},"The pattern across all four: a personal tax identifier is for ",[26,274,275],{},"filing"," your taxes or completing a payer's form, not for decorating the invoice. The exception is a consumption-tax registration number (VAT, GST\u002FHST) or an Australian ABN, which do belong on the document when they apply.",[11,278,280],{"id":279},"should-you-charge-sales-tax-vat-gst","Should you charge sales tax \u002F VAT \u002F GST?",[16,282,283],{},"Usually not, if you're a small occasional earner who hasn't crossed a registration threshold.",[38,285,286,293,305],{},[41,287,288,289,292],{},"You can't charge VAT or GST\u002FHST unless you're ",[26,290,291],{},"registered"," for it. Adding it when you're not registered is a serious error.",[41,294,295,296,299,300,304],{},"US sales tax depends on what you sell and your state — most freelance ",[26,297,298],{},"services"," aren't taxable, but goods and some digital products can be. ",[134,301,303],{"href":302},"\u002Fus-sales-tax-on-invoices","US sales tax on invoices"," walks through it.",[41,306,307],{},"If you're below the registration threshold, your invoice total is simply your fee with no tax line.",[16,309,310],{},"When in doubt, charge no tax and note \"No VAT\u002FGST charged\" so the client isn't left wondering.",[11,312,314],{"id":313},"how-to-actually-get-paid","How to actually get paid",[16,316,317],{},"Without a registered business, you may not have a business bank account — and you don't strictly need one to start. But mixing personal and work money makes bookkeeping painful, so a separate free account or a dedicated sub-account is worth setting up early.",[16,319,320],{},"Practical options:",[38,322,323,329,335],{},[41,324,325,328],{},[44,326,327],{},"Bank transfer (ACH \u002F Faster Payments \u002F EFT \u002F PayID):"," Cheapest, no fees, fine for domestic clients. Put your account details (or sort code\u002Faccount number, or BSB\u002Faccount for Australia) on the invoice.",[41,330,331,334],{},[44,332,333],{},"PayPal \u002F Wise \u002F Stripe:"," Easier for clients, especially internationally, but they take a cut — typically a few percent. Factor that into your rate.",[41,336,337,340,341,345,346,212],{},[44,338,339],{},"For overseas clients,"," Wise and similar services beat traditional bank wires on fees and exchange rates. See ",[134,342,344],{"href":343},"\u002Fhow-to-invoice-international-clients","how to invoice international clients"," and our comparison of ",[134,347,349],{"href":348},"\u002Fbest-payment-methods-for-freelancers","payment methods for freelancers",[16,351,352,353,357,358,362],{},"Make payment frictionless: state the method clearly, give exact terms, and consider asking for a deposit on larger jobs — see ",[134,354,356],{"href":355},"\u002Fhow-to-ask-for-a-deposit-upfront-invoices","how to ask for a deposit on upfront invoices",". To shorten the wait, ",[134,359,361],{"href":360},"\u002Fhow-to-get-invoices-paid-faster","these tactics"," genuinely move the needle.",[11,364,366],{"id":365},"the-tax-basics-you-cant-skip","The tax basics you can't skip",[16,368,369,370],{},"Being unregistered doesn't make the income tax-free. The universal principle across all four countries: ",[44,371,372],{},"self-employment income is taxable, and it's your job to report it.",[38,374,375,381,387,393],{},[41,376,377,380],{},[44,378,379],{},"Keep records."," Save a copy of every invoice and every receipt for expenses. A spreadsheet is enough at this scale.",[41,382,383,386],{},[44,384,385],{},"Set money aside."," No one withholds tax from your invoices. A common rule of thumb is to park 25–30% of what you earn for tax — adjust to your actual bracket and country.",[41,388,389,392],{},[44,390,391],{},"Know your filing duty."," US: Schedule C plus possible quarterly estimated payments. UK: Self Assessment if over the trading allowance. Canada: T2125 with your personal return. Australia: report on your individual return, plus BAS if GST-registered.",[41,394,395,398],{},[44,396,397],{},"Track expenses."," Software, equipment, mileage, and supplies used for the work are typically deductible, which lowers the income you're taxed on.",[85,400,401],{},[16,402,403],{},"This is general guidance, not personalised tax advice. Thresholds, forms, and rates change — check with your tax authority or an accountant for your situation.",[11,405,407],{"id":406},"a-quick-checklist-before-you-hit-send","A quick checklist before you hit send",[38,409,412,422,428,434,440,446,452,458,468],{"className":410},[411],"contains-task-list",[41,413,416,421],{"className":414},[415],"task-list-item",[417,418],"input",{"disabled":419,"type":420},true,"checkbox"," Document says \"Invoice\" and has a unique number",[41,423,425,427],{"className":424},[415],[417,426],{"disabled":419,"type":420}," Your full legal name and contact details",[41,429,431,433],{"className":430},[415],[417,432],{"disabled":419,"type":420}," Client's name and address",[41,435,437,439],{"className":436},[415],[417,438],{"disabled":419,"type":420}," Clear line items with quantities and rates",[41,441,443,445],{"className":442},[415],[417,444],{"disabled":419,"type":420}," Total and currency correct",[41,447,449,451],{"className":448},[415],[417,450],{"disabled":419,"type":420}," Due date and payment terms stated",[41,453,455,457],{"className":454},[415],[417,456],{"disabled":419,"type":420}," Payment method and account details included",[41,459,461,463,464,467],{"className":460},[415],[417,462],{"disabled":419,"type":420}," Tax number shown ",[26,465,466],{},"only"," if you're VAT\u002FGST registered or in Australia (ABN)",[41,469,471,473],{"className":470},[415],[417,472],{"disabled":419,"type":420}," A copy saved for your records",[11,475,477],{"id":476},"frequently-asked-questions","Frequently asked questions",[479,480,482],"h3",{"id":481},"can-i-legally-invoice-someone-if-im-not-a-registered-business","Can I legally invoice someone if I'm not a registered business?",[16,484,485],{},"Yes, in all four countries. An invoice is a payment request, not a corporate document. As a sole proprietor or sole trader you invoice under your own name. The main exception is Australia, where ongoing business activity generally calls for a free ABN to avoid the payer withholding tax.",[479,487,489],{"id":488},"what-do-i-put-where-a-company-number-would-go","What do I put where a company number would go?",[16,491,492],{},"Nothing — you simply leave it off, because you don't have one. Put your full legal name and contact details instead. Only add a tax registration number (VAT, GST\u002FHST) or an Australian ABN if you actually hold one.",[479,494,496],{"id":495},"do-i-need-to-give-the-client-my-ssn-or-tax-id","Do I need to give the client my SSN or tax ID?",[16,498,499],{},"Not on the invoice. In the US, a client may ask you to complete a W-9 separately so they can issue a 1099 — you can use a free EIN there instead of your SSN. In the UK and Canada you don't share personal tax numbers with clients at all unless you're tax-registered.",[479,501,503],{"id":502},"do-i-charge-tax-on-my-invoice","Do I charge tax on my invoice?",[16,505,506],{},"Only if you're registered to collect it. If you're below the VAT or GST\u002FHST threshold and not registered, you charge no tax and just bill your fee. US service work is often not subject to sales tax, but goods and some digital products can be — check your state rules.",[479,508,510],{"id":509},"when-does-this-hobby-income-become-a-business-for-tax","When does this hobby income become \"a business\" for tax?",[16,512,513],{},"The moment money changes hands for work, it's generally reportable income. Some countries offer a small allowance (the UK's trading allowance is one example) below which you may not need to register, but the income can still count. Verify the current threshold with your tax authority.",{"title":515,"searchDepth":516,"depth":516,"links":517},"",3,[518,520,521,522,523,524,525,526,527],{"id":13,"depth":519,"text":14},2,{"id":32,"depth":519,"text":33},{"id":92,"depth":519,"text":93},{"id":215,"depth":519,"text":216},{"id":279,"depth":519,"text":280},{"id":313,"depth":519,"text":314},{"id":365,"depth":519,"text":366},{"id":406,"depth":519,"text":407},{"id":476,"depth":519,"text":477,"children":528},[529,530,531,532,533],{"id":481,"depth":516,"text":482},{"id":488,"depth":516,"text":489},{"id":495,"depth":516,"text":496},{"id":502,"depth":516,"text":503},{"id":509,"depth":516,"text":510},"Invoicing Basics","2026-06-29",null,"You don't need a registered company to send a legal invoice. Here's exactly what to put on it, how to get paid, and the tax basics in the US, UK, Canada, and Australia.","md",false,{},"\u002Fhow-to-invoice-without-a-business","8 min read",{"title":5,"description":537},{"loc":541},"how-to-invoice-without-a-business","cKuS_blsn8hVAKI2EAb0nrNZrVNyf6QKEVubcen8QDw",[548,1036],{"id":549,"title":550,"author":6,"body":551,"category":1028,"date":1029,"dek":536,"description":1030,"extension":538,"featured":539,"meta":1031,"navigation":419,"path":348,"readingTime":542,"seo":1032,"sitemap":1033,"stem":1034,"__hash__":1035},"content\u002Fbest-payment-methods-for-freelancers.md","Best Ways to Get Paid as a Freelancer: Payment Methods Compared",{"type":8,"value":552,"toc":1012},[553,557,560,563,658,661,664,668,671,678,704,707,718,724,730,734,737,743,746,766,773,778,782,789,792,806,809,814,818,825,832,835,849,854,859,863,870,873,878,882,914,930,933,975,977,981,984,988,991,995,998,1002,1005,1009],[11,554,556],{"id":555},"the-real-cost-of-how-you-get-paid","The real cost of how you get paid",[16,558,559],{},"Every payment method takes a cut — either in fees, in days of waiting, or in friction that makes clients drag their feet. On a single small invoice the difference looks trivial. Across a year of freelance income it can easily run into four figures.",[16,561,562],{},"Run the math on a $2,000 invoice paid five different ways and the spread is stark:",[564,565,566,585],"table",{},[567,568,569],"thead",{},[570,571,572,576,579,582],"tr",{},[573,574,575],"th",{},"Method",[573,577,578],{},"Typical fee",[573,580,581],{},"You receive",[573,583,584],{},"Money in hand",[586,587,588,603,617,631,645],"tbody",{},[570,589,590,594,597,600],{},[591,592,593],"td",{},"Domestic bank transfer \u002F ACH",[591,595,596],{},"$0–$1",[591,598,599],{},"~$2,000",[591,601,602],{},"1–3 business days",[570,604,605,608,611,614],{},[591,606,607],{},"Direct debit (ACH pull)",[591,609,610],{},"~0.8% capped",[591,612,613],{},"~$1,985",[591,615,616],{},"2–5 business days",[570,618,619,622,625,628],{},[591,620,621],{},"Card via Stripe",[591,623,624],{},"2.9% + $0.30",[591,626,627],{},"~$1,941",[591,629,630],{},"2 business days",[570,632,633,636,639,642],{},[591,634,635],{},"PayPal (goods & services)",[591,637,638],{},"~3.49% + $0.49",[591,640,641],{},"~$1,930",[591,643,644],{},"Minutes, then payout",[570,646,647,650,653,655],{},[591,648,649],{},"Wise (cross-border)",[591,651,652],{},"~0.4–1% of amount",[591,654,613],{},[591,656,657],{},"Hours to 2 days",[16,659,660],{},"Fee percentages move around and vary by country, card type, and account tier — treat these as ballpark figures and check the provider's current pricing before you quote. The pattern, though, is stable: bank rails are cheap and slow-ish, cards and PayPal are fast and expensive, and cross-border specialists sit in between.",[16,662,663],{},"The right answer depends on who's paying you, where they are, and how fast you need the cash. Below is how each option actually behaves.",[11,665,667],{"id":666},"bank-transfer-and-ach-cheapest-but-client-dependent","Bank transfer and ACH: cheapest, but client-dependent",[16,669,670],{},"A direct bank transfer is the default for most B2B freelance work, and for good reason. Fees are negligible — often zero domestically — and there's no percentage skimmed off large invoices. On a $10,000 project that's the difference between paying nothing and paying $300+ to a card processor.",[16,672,673,674,677],{},"The catch is that ",[44,675,676],{},"you're relying on the client to push the money",". They have to log in, set you up as a payee, and actually hit send. That introduces delay and excuses (\"I'll do it Friday\"). Speed varies by country:",[38,679,680,689,694,699],{},[41,681,682,684,685,688],{},[44,683,229],{}," Standard ACH takes 1–3 business days. Same-day ACH exists but isn't always offered. Wire transfers clear same-day but cost the ",[26,686,687],{},"sender"," $15–35.",[41,690,691,693],{},[44,692,247],{}," Faster Payments are usually instant or within hours, and free.",[41,695,696,698],{},[44,697,66],{}," Interac e-Transfer is near-instant for amounts under common limits; larger sums often go by EFT, which takes 1–3 days.",[41,700,701,703],{},[44,702,74],{}," PayID and Osko payments clear in seconds; standard transfers take 1–2 days.",[16,705,706],{},"To get paid this way cleanly, put your full bank details on the invoice and make them impossible to mistype:",[85,708,709],{},[16,710,711,714,715],{},[44,712,713],{},"Pay by bank transfer","\nAccount name: Jordan Lee Design\nSort code: 12-34-56 \u002F Account no: 12345678\nReference: INV-2026-014 ",[26,716,717],{},"(please include so we can match your payment)",[16,719,720,721,723],{},"The reference line matters more than people think — without it you'll spend time reconciling anonymous deposits. See ",[134,722,137],{"href":136}," for a system that makes matching painless.",[16,725,726,729],{},[44,727,728],{},"Best for:"," established clients, larger invoices, anyone domestic who'll pay reliably.",[11,731,733],{"id":732},"cards-via-stripe-or-square-friction-free-for-the-client","Cards via Stripe (or Square): friction-free for the client",[16,735,736],{},"When you embed a \"Pay now\" card link in your invoice, you remove every excuse. The client clicks, types a card number, done — no logging into their bank, no payee setup. That convenience measurably shortens the gap between sending an invoice and getting paid, which is why card processing tends to pay for itself even after fees.",[16,738,739,740,742],{},"Stripe's headline rate in the US is around ",[44,741,624],{}," per transaction; UK, Canadian, and Australian rates differ and international cards usually carry a surcharge of roughly 1–1.5% on top. Square and similar processors sit in the same range.",[16,744,745],{},"The trade-offs:",[38,747,748,754,760],{},[41,749,750,753],{},[44,751,752],{},"You eat the fee, not the client"," — in most jurisdictions you can surcharge card payments, but rules vary and some regions or card networks prohibit or cap it. Confirm before adding a fee.",[41,755,756,759],{},[44,757,758],{},"Payouts aren't instant."," Money lands in your Stripe balance fast, but the bank payout typically takes 2 business days (longer for a first payout while the account is verified).",[41,761,762,765],{},[44,763,764],{},"Chargebacks exist."," A client can dispute a charge weeks later. Keep your contract, deliverables, and approval emails so you can contest one.",[16,767,768,769,212],{},"Where cards genuinely shine is recurring work. If you bill the same retainer monthly, storing a card on file and auto-charging removes the chase entirely. Pair this with ",[134,770,772],{"href":771},"\u002Frecurring-and-retainer-invoices","recurring and retainer invoices",[16,774,775,777],{},[44,776,728],{}," consumer-facing work, smaller invoices, first-time clients, and anyone you have to nudge to pay.",[11,779,781],{"id":780},"paypal-ubiquitous-but-read-the-fine-print","PayPal: ubiquitous, but read the fine print",[16,783,784,785,788],{},"Almost everyone has a PayPal account, which makes it frictionless for international and consumer clients. The cost of that reach is some of the highest fees in this list — commonly around ",[44,786,787],{},"3.49% + a fixed fee"," for goods-and-services payments, plus a currency-conversion spread of roughly 3–4% when money arrives in another currency.",[16,790,791],{},"Two traps catch freelancers:",[98,793,794,800],{},[41,795,796,799],{},[44,797,798],{},"\"Friends and family\" is not for business."," It dodges the fee, but it also strips your buyer protection and may breach PayPal's terms. If a client offers to pay this way to save you the fee, understand you're giving up recourse — and that undeclared income still needs reporting.",[41,801,802,805],{},[44,803,804],{},"The currency conversion is where they get you."," Receiving USD into a GBP account and letting PayPal convert can cost more than the transaction fee itself. If you bill in several currencies, hold balances and convert deliberately rather than automatically.",[16,807,808],{},"PayPal's speed is its strength: funds appear in your balance within minutes, and you can often transfer to your bank within a day.",[16,810,811,813],{},[44,812,728],{}," clients who insist on it, small one-off jobs, marketplaces where it's the norm.",[11,815,817],{"id":816},"wise-the-cross-border-workhorse","Wise: the cross-border workhorse",[16,819,820,821,824],{},"For invoicing clients abroad, Wise (and similar multi-currency accounts) usually beats both banks and PayPal because it converts at the mid-market rate plus a transparent fee — typically ",[44,822,823],{},"0.4–1%"," depending on the currency pair — instead of burying a markup in the exchange rate.",[16,826,827,828,831],{},"The practical advantage is ",[44,829,830],{},"local receiving details",". A Wise account can give you a US account and routing number, a UK sort code and account number, a Eurozone IBAN, and Australian details. Your US client then pays you as if you were a domestic US business — cheap ACH on their end — and you hold or convert the funds when the rate suits you.",[16,833,834],{},"A worked example: a UK freelancer invoices a US client $3,000.",[38,836,837,843],{},[41,838,839,842],{},[44,840,841],{},"Via PayPal with auto-conversion:"," ~3.49% fee + ~3.5% FX spread ≈ £180+ lost.",[41,844,845,848],{},[44,846,847],{},"Via Wise:"," client pays into your USD details (free\u002Fcheap for them); you convert $3,000 to GBP for roughly 0.5% ≈ £12.",[16,850,851,852,212],{},"That's not a rounding error. For anyone with regular overseas clients, a multi-currency account is close to essential. More on the mechanics in ",[134,853,344],{"href":343},[16,855,856,858],{},[44,857,728],{}," any freelancer billing in a currency different from their bank's.",[11,860,862],{"id":861},"direct-debit-for-retainers-you-dont-want-to-chase","Direct debit: for retainers you don't want to chase",[16,864,865,866,869],{},"Direct debit (a \"pull\" payment — Bacs in the UK, ACH debit in the US, PreAuthorized Debit in Canada, BECS in Australia) lets you collect an agreed amount from a client's account on a schedule, with their authorization. Tools like GoCardless specialize in this and charge low percentage fees, often ",[44,867,868],{},"under 1% with a cap",", far cheaper than cards for the same recurring billing.",[16,871,872],{},"The win is collection rate. Once a mandate is set up, you initiate the payment rather than waiting for the client. For ongoing retainers this can dramatically cut late payments. The downsides: setup requires the client to authorize a mandate (a small upfront hurdle), and clearing takes a few business days, so it's not for one-off rush jobs.",[16,874,875,877],{},[44,876,728],{}," monthly retainers, subscriptions, and any predictable recurring fee.",[11,879,881],{"id":880},"how-to-choose-a-quick-decision-guide","How to choose: a quick decision guide",[38,883,884,890,896,902,908],{},[41,885,886,889],{},[44,887,888],{},"Domestic client, large invoice, reliable payer →"," bank transfer \u002F ACH. Keep the fees at zero.",[41,891,892,895],{},[44,893,894],{},"Client you suspect will stall →"," card link. Removing friction beats saving 3%.",[41,897,898,901],{},[44,899,900],{},"Overseas client →"," Wise or another multi-currency account with local receiving details.",[41,903,904,907],{},[44,905,906],{},"Monthly retainer →"," direct debit, or a stored card on auto-charge.",[41,909,910,913],{},[44,911,912],{},"Tiny one-off or a client who only uses it →"," PayPal, eyes open on fees.",[16,915,916,917,920,921,144,925,929],{},"You don't have to pick one. The strongest setup is to ",[44,918,919],{},"offer two and let the client choose"," — a bank transfer option for those who'll use it, plus a card or PayPal link for the convenience-driven. List both clearly on the invoice. (For the mechanics of laying this out, see ",[134,922,924],{"href":923},"\u002Fhow-to-invoice-as-a-freelancer","how to invoice as a freelancer",[134,926,928],{"href":927},"\u002Fhow-to-send-an-invoice","how to send an invoice",".)",[16,931,932],{},"A few habits that protect the money once you've chosen:",[38,934,935,950,959,969],{},[41,936,937,940,941,945,946,212],{},[44,938,939],{},"State payment terms in writing."," ",[134,942,944],{"href":943},"\u002Fwhat-is-net-30","Net 30"," or net 14, due date spelled out — see ",[134,947,949],{"href":948},"\u002Finvoice-payment-terms","invoice payment terms",[41,951,952,955,956,212],{},[44,953,954],{},"Take a deposit on larger projects"," so you're never fully exposed. Here's ",[134,957,958],{"href":355},"how to ask for a deposit upfront",[41,960,961,964,965,212],{},[44,962,963],{},"Set a late-fee policy"," and reference it on the invoice — see ",[134,966,968],{"href":967},"\u002Fhow-to-charge-late-fees-on-overdue-invoices","how to charge late fees",[41,970,971,974],{},[44,972,973],{},"Track the fees as a business expense."," Processor fees are generally deductible; keep the statements.",[11,976,477],{"id":476},[479,978,980],{"id":979},"can-i-pass-card-or-paypal-fees-on-to-the-client","Can I pass card or PayPal fees on to the client?",[16,982,983],{},"Sometimes. Surcharging is allowed in many places but restricted or banned in others, and card networks impose their own rules and caps. A cleaner approach is to build a small buffer into your rate, or offer a discount for bank transfer rather than adding a visible surcharge. Confirm what's permitted in your jurisdiction.",[479,985,987],{"id":986},"whats-the-cheapest-way-to-get-paid-internationally","What's the cheapest way to get paid internationally?",[16,989,990],{},"A multi-currency account like Wise that gives you local receiving details in the client's country is usually cheapest, because the client pays domestically and you convert at the mid-market rate plus a small transparent fee. It typically beats PayPal's conversion spread and a bank's wire markup by a wide margin.",[479,992,994],{"id":993},"do-i-owe-tax-on-money-received-through-paypal-or-stripe","Do I owe tax on money received through PayPal or Stripe?",[16,996,997],{},"Yes — income is income regardless of how it arrives. Payment processors in several countries now report freelancer earnings to tax authorities above certain thresholds, but your obligation to declare doesn't depend on whether they report. Keep records of every payout and the fees deducted. Rules vary by jurisdiction; confirm with your tax authority or an accountant.",[479,999,1001],{"id":1000},"should-i-offer-more-than-one-payment-method","Should I offer more than one payment method?",[16,1003,1004],{},"Usually yes. Offering a free bank transfer alongside a card or PayPal link covers both the cost-conscious and the convenience-driven client, and removing friction tends to get invoices paid faster. Just make each option and its reference details unambiguous so payments are easy to match.",[479,1006,1008],{"id":1007},"are-instant-payouts-worth-the-extra-fee","Are instant payouts worth the extra fee?",[16,1010,1011],{},"Rarely, unless cash flow is genuinely tight. Many processors offer instant payout for around 1–1.5% of the amount. For a $2,000 invoice that's $20–30 to save a day or two — fine in an emergency, wasteful as a habit. Standard 2-day payouts are free with most providers.",{"title":515,"searchDepth":516,"depth":516,"links":1013},[1014,1015,1016,1017,1018,1019,1020,1021],{"id":555,"depth":519,"text":556},{"id":666,"depth":519,"text":667},{"id":732,"depth":519,"text":733},{"id":780,"depth":519,"text":781},{"id":816,"depth":519,"text":817},{"id":861,"depth":519,"text":862},{"id":880,"depth":519,"text":881},{"id":476,"depth":519,"text":477,"children":1022},[1023,1024,1025,1026,1027],{"id":979,"depth":516,"text":980},{"id":986,"depth":516,"text":987},{"id":993,"depth":516,"text":994},{"id":1000,"depth":516,"text":1001},{"id":1007,"depth":516,"text":1008},"Getting Paid","2026-06-27","A practical comparison of bank transfer, PayPal, Wise, Stripe, cards, and direct debit on fees, speed, and international reach for freelancers.",{},{"title":550,"description":1030},{"loc":348},"best-payment-methods-for-freelancers","zeC9PIAx8iNtDhu72u7KqgAUU_FUcEVBYMvhkcedpTw",{"id":1037,"title":1038,"author":6,"body":1039,"category":1645,"date":1646,"dek":536,"description":1647,"extension":538,"featured":539,"meta":1648,"navigation":419,"path":1649,"readingTime":542,"seo":1650,"sitemap":1651,"stem":1652,"__hash__":1653},"content\u002Fwhat-is-a-purchase-order.md","What Is a Purchase Order? PO vs Invoice Explained (+ Free Template)",{"type":8,"value":1040,"toc":1626},[1041,1045,1056,1059,1066,1070,1081,1084,1098,1101,1108,1112,1115,1200,1211,1214,1225,1229,1232,1291,1294,1298,1305,1357,1373,1376,1380,1383,1427,1435,1439,1450,1454,1461,1538,1544,1548,1551,1554,1570,1580,1582,1586,1589,1593,1600,1604,1607,1611,1614,1618],[11,1042,1044],{"id":1043},"a-purchase-order-is-the-buyers-promise-to-pay","A purchase order is the buyer's promise to pay",[16,1046,1047,1048,1051,1052,1055],{},"A purchase order (PO) is a document the ",[44,1049,1050],{},"buyer"," sends to the ",[44,1053,1054],{},"seller"," to formally request goods or services at an agreed price. It says, in effect: \"I want these specific things, in these quantities, at this price, and here's the reference number to track it all.\"",[16,1057,1058],{},"That last detail matters more than people expect. The PO carries a unique number, and once the seller accepts it, the PO becomes a binding agreement. The seller fulfils the order, then sends an invoice that quotes the same PO number. The buyer's accounts team matches the invoice against the original PO, confirms the numbers line up, and releases payment.",[16,1060,1061,1062,1065],{},"So the direction of travel is the opposite of what most freelancers assume. You don't issue a purchase order to your client. Your client issues one to ",[26,1063,1064],{},"you",". Your job is to reference it correctly on the invoice you send back.",[11,1067,1069],{"id":1068},"who-actually-uses-purchase-orders","Who actually uses purchase orders",[16,1071,1072,1073,1076,1077,1080],{},"POs are standard in any organisation big enough to separate the person who ",[26,1074,1075],{},"wants"," something from the person who ",[26,1078,1079],{},"pays"," for it. Procurement requests it, finance approves it, accounts pays it. The PO is the paper trail that links those steps.",[16,1082,1083],{},"You'll run into purchase orders when you work with:",[38,1085,1086,1089,1092,1095],{},[41,1087,1088],{},"Mid-size and large companies",[41,1090,1091],{},"Government departments and public bodies",[41,1093,1094],{},"Universities, hospitals, and councils",[41,1096,1097],{},"Anyone whose accounts payable team enforces a \"no PO, no pay\" policy",[16,1099,1100],{},"A \"no PO, no pay\" policy is exactly what it sounds like: if your invoice doesn't quote a valid purchase order number, it gets rejected automatically — often without anyone telling you why. This is one of the most common silent causes of late payment for freelancers landing their first corporate client. The work was approved, the relationship is fine, but the invoice is stuck in a queue because there's no PO reference for the system to match against.",[16,1102,1103,1104,1107],{},"If a new client is large, ask early: ",[26,1105,1106],{},"\"Do you require a purchase order before I invoice, and if so, who raises it?\""," Get the number before you do the work, not after.",[11,1109,1111],{"id":1110},"po-vs-invoice-the-core-difference","PO vs invoice: the core difference",[16,1113,1114],{},"Both documents list what's being bought and what it costs. The difference is who issues them, when, and what they commit you to.",[564,1116,1117,1129],{},[567,1118,1119],{},[570,1120,1121,1123,1126],{},[573,1122],{},[573,1124,1125],{},"Purchase order",[573,1127,1128],{},"Invoice",[586,1130,1131,1144,1155,1174,1187],{},[570,1132,1133,1138,1141],{},[591,1134,1135],{},[44,1136,1137],{},"Issued by",[591,1139,1140],{},"The buyer",[591,1142,1143],{},"The seller",[570,1145,1146,1151,1153],{},[591,1147,1148],{},[44,1149,1150],{},"Sent to",[591,1152,1143],{},[591,1154,1140],{},[570,1156,1157,1162,1168],{},[591,1158,1159],{},[44,1160,1161],{},"When",[591,1163,1164,1167],{},[26,1165,1166],{},"Before"," work or delivery",[591,1169,1170,1173],{},[26,1171,1172],{},"After"," delivery or completion",[570,1175,1176,1181,1184],{},[591,1177,1178],{},[44,1179,1180],{},"Purpose",[591,1182,1183],{},"Authorise and commit to a purchase",[591,1185,1186],{},"Request payment for what was delivered",[570,1188,1189,1194,1197],{},[591,1190,1191],{},[44,1192,1193],{},"Creates",[591,1195,1196],{},"An offer\u002Fagreement to buy",[591,1198,1199],{},"A debt owed by the buyer",[16,1201,1202,1203,1206,1207,1210],{},"A clean way to remember it: the ",[44,1204,1205],{},"purchase order opens"," the transaction; the ",[44,1208,1209],{},"invoice closes"," it. The PO says \"please supply this,\" the invoice says \"here's what I supplied — now pay me.\"",[16,1212,1213],{},"They're complementary, not competing. On a well-run job, the invoice is almost a mirror of the PO, plus a payment request. If your invoice quantities and prices don't match the PO, expect a query.",[16,1215,1216,1217,144,1221,212],{},"For how a PO sits alongside the other documents you'll handle, see ",[134,1218,1220],{"href":1219},"\u002Finvoice-vs-quote-vs-estimate","invoice vs quote vs estimate",[134,1222,1224],{"href":1223},"\u002Finvoice-vs-receipt","invoice vs receipt",[11,1226,1228],{"id":1227},"the-purchase-order-process-step-by-step","The purchase order process, step by step",[16,1230,1231],{},"Here's the full lifecycle on a typical B2B job, from the seller's point of view:",[98,1233,1234,1245,1256,1262,1267,1276,1282],{},[41,1235,1236,1239,1240,1244],{},[44,1237,1238],{},"You send a quote."," The client asks for pricing. You provide a written ",[134,1241,1243],{"href":1242},"\u002Fhow-to-write-a-quote","quote"," — say, £4,000 for a website redesign.",[41,1246,1247,1250,1251,1255],{},[44,1248,1249],{},"The client raises a PO internally."," Someone in procurement converts your quote into a purchase order, gets it approved, and assigns it a number (e.g. ",[1252,1253,1254],"code",{},"PO-20418",").",[41,1257,1258,1261],{},[44,1259,1260],{},"You receive the PO."," It lists the agreed scope, price, and that number. This is your green light. Read it carefully — it should match your quote.",[41,1263,1264],{},[44,1265,1266],{},"You do the work \u002F deliver the goods.",[41,1268,1269,1272,1273,1275],{},[44,1270,1271],{},"You send an invoice quoting the PO number."," The invoice references ",[1252,1274,1254],{}," prominently.",[41,1277,1278,1281],{},[44,1279,1280],{},"The client three-way matches."," Accounts payable checks the invoice against (a) the PO and (b) any goods-received or completion record. If all three agree, payment is approved.",[41,1283,1284,1287,1288,212],{},[44,1285,1286],{},"Payment is released"," per the agreed ",[134,1289,1290],{"href":948},"payment terms",[16,1292,1293],{},"Step 6 is why POs exist. \"Three-way matching\" — PO, delivery confirmation, and invoice — is the control that stops a company paying for things nobody ordered or never received.",[11,1295,1297],{"id":1296},"what-goes-on-a-purchase-order","What goes on a purchase order",[16,1299,1300,1301,1304],{},"If you ever ",[26,1302,1303],{},"do"," need to raise a PO (for example, you subcontract part of a job to another freelancer and want a clean paper trail), include:",[38,1306,1307,1313,1318,1324,1330,1335,1340,1345,1351],{},[41,1308,1309,1312],{},[44,1310,1311],{},"PO number"," — unique, sequential, easy to reference",[41,1314,1315],{},[44,1316,1317],{},"Date issued",[41,1319,1320,1323],{},[44,1321,1322],{},"Buyer details"," — your business name, address, contact",[41,1325,1326,1329],{},[44,1327,1328],{},"Supplier details"," — who you're buying from",[41,1331,1332,1334],{},[44,1333,153],{}," — description, quantity, unit price, line total",[41,1336,1337],{},[44,1338,1339],{},"Subtotal, tax, and grand total",[41,1341,1342],{},[44,1343,1344],{},"Delivery date and delivery address",[41,1346,1347,1350],{},[44,1348,1349],{},"Payment terms"," — e.g. Net 30",[41,1352,1353,1356],{},[44,1354,1355],{},"Authorised by"," — name of the person approving",[85,1358,1359],{},[16,1360,1361,1364,1367,1370],{},[44,1362,1363],{},"Sample PO line item",[1252,1365,1366],{},"Description: Custom WordPress theme development",[1252,1368,1369],{},"Qty: 1 | Unit price: £4,000.00 | Line total: £4,000.00",[1252,1371,1372],{},"PO number: PO-20418 | Delivery by: 15 Jul 2026 | Terms: Net 30",[16,1374,1375],{},"Notice how closely this resembles an invoice line. The structure is deliberately the same so the two documents can be matched field by field.",[11,1377,1379],{"id":1378},"how-to-invoice-against-a-po-correctly","How to invoice against a PO correctly",[16,1381,1382],{},"This is where freelancers lose time and money. Get these right and your invoices sail through:",[38,1384,1385,1395,1401,1411,1417],{},[41,1386,1387,1390,1391,1394],{},[44,1388,1389],{},"Quote the PO number at the top."," Label it clearly: ",[1252,1392,1393],{},"Purchase Order: PO-20418",". Don't bury it in the body. Many AP systems scan for it.",[41,1396,1397,1400],{},[44,1398,1399],{},"Match the description and amounts exactly."," If the PO says \"Website redesign — £4,000,\" don't invoice for \"Web design services — £4,000.\" A mismatch can trigger a manual review.",[41,1402,1403,1406,1407,1410],{},[44,1404,1405],{},"Don't exceed the PO value."," If you billed more than the PO authorises, the overage usually won't be paid until a revised or supplementary PO is issued. If scope grew mid-project, ask for the PO to be amended ",[26,1408,1409],{},"before"," you invoice.",[41,1412,1413,1416],{},[44,1414,1415],{},"One PO can cover several invoices."," On a phased project, you might invoice 50% up front and 50% on delivery, both against the same PO. Make sure the combined total doesn't breach the PO amount.",[41,1418,1419,1422,1423,1426],{},[44,1420,1421],{},"Use your own invoice number too."," The PO number is the client's reference; your ",[134,1424,1425],{"href":136},"invoice number"," is yours. Both should appear.",[16,1428,1429,1430,144,1432,1434],{},"If you're new to the mechanics of the invoice itself, ",[134,1431,211],{"href":210},[134,1433,928],{"href":927}," cover the essentials.",[479,1436,1438],{"id":1437},"a-note-on-tax","A note on tax",[16,1440,1441,1442,1446,1447,1449],{},"A purchase order is a commercial document, not a tax document. It doesn't satisfy VAT or sales-tax record-keeping requirements on its own — the invoice does. If you're VAT-registered, your invoice still needs all the usual VAT details regardless of what's on the PO (",[134,1443,1445],{"href":1444},"\u002Fuk-vat-invoices-explained","UK VAT invoices explained","; ",[134,1448,303],{"href":302},"). Rules vary by jurisdiction, so confirm specifics with your tax authority or accountant.",[11,1451,1453],{"id":1452},"free-purchase-order-template","Free purchase order template",[16,1455,1456,1457,1460],{},"Copy this into a document, a spreadsheet, or your invoicing tool. It works in Word, Google Docs, or Excel — see ",[134,1458,1459],{"href":200},"how to make an invoice in Excel, Word, or Google Docs"," for the same approach applied to invoices.",[85,1462,1463,1468,1471,1486,1526,1532],{},[16,1464,1465],{},[44,1466,1467],{},"PURCHASE ORDER",[16,1469,1470],{},"PO Number: ________   Date: ________",[16,1472,1473,940,1476,1480,940,1483],{},[44,1474,1475],{},"Buyer:",[1477,1478,1479],"span",{},"Your business name, address, email, phone",[44,1481,1482],{},"Supplier:",[1477,1484,1485],{},"Supplier name, address, contact",[564,1487,1488,1504],{},[567,1489,1490],{},[570,1491,1492,1495,1498,1501],{},[573,1493,1494],{},"Description",[573,1496,1497],{},"Qty",[573,1499,1500],{},"Unit price",[573,1502,1503],{},"Total",[586,1505,1506,1516],{},[570,1507,1508,1510,1512,1514],{},[591,1509],{},[591,1511],{},[591,1513],{},[591,1515],{},[570,1517,1518,1520,1522,1524],{},[591,1519],{},[591,1521],{},[591,1523],{},[591,1525],{},[16,1527,1528,1529],{},"Subtotal: ________\nTax (___%): ________\n",[44,1530,1531],{},"Total: ________",[16,1533,1534,1535,1537],{},"Delivery by: ________   Deliver to: ________\nPayment terms: ________  (e.g. ",[134,1536,944],{"href":943},")\nAuthorised by: ________   Signature: ________",[16,1539,1540,1541,212],{},"Keep your PO numbers sequential and never reused — the same discipline that applies to ",[134,1542,1543],{"href":136},"invoice numbering",[11,1545,1547],{"id":1546},"when-you-dont-need-a-po-at-all","When you don't need a PO at all",[16,1549,1550],{},"Plenty of freelance work never touches a purchase order. Sole traders billing other small businesses or individuals usually skip the whole process — a quote, a handshake, and an invoice do the job. POs add overhead, and for a £300 logo design they're more friction than they're worth.",[16,1552,1553],{},"Use a PO process when:",[38,1555,1556,1559,1562],{},[41,1557,1558],{},"The amounts are large enough to justify formal authorisation",[41,1560,1561],{},"Your client's accounts team requires it",[41,1563,1564,1565,1569],{},"You want a clear, pre-agreed record of scope before starting (protecting you in a ",[134,1566,1568],{"href":1567},"\u002Fwhat-to-do-when-a-client-wont-pay","dispute over payment",")",[16,1571,1572,1573,144,1575,1579],{},"For everyday freelance invoicing without POs, ",[134,1574,924],{"href":923},[134,1576,1578],{"href":1577},"\u002Finvoicing-as-a-sole-trader","invoicing as a sole trader"," walk through the simpler flow.",[11,1581,477],{"id":476},[479,1583,1585],{"id":1584},"does-a-purchase-order-count-as-a-legally-binding-contract","Does a purchase order count as a legally binding contract?",[16,1587,1588],{},"Once the seller accepts it, a PO generally creates a binding agreement to supply the listed goods or services at the stated price — it functions as an offer that becomes a contract on acceptance. The exact legal weight depends on your jurisdiction and the surrounding terms, so treat a high-value PO with the same care as any contract.",[479,1590,1592],{"id":1591},"can-i-send-a-purchase-order-to-my-client","Can I send a purchase order to my client?",[16,1594,1595,1596,1599],{},"Usually no — the buyer issues the PO, and your client is the buyer, so the PO comes ",[26,1597,1598],{},"to"," you. You'd only raise one yourself when you're the buyer, such as when subcontracting work or purchasing supplies for a project.",[479,1601,1603],{"id":1602},"what-happens-if-my-invoice-doesnt-match-the-po","What happens if my invoice doesn't match the PO?",[16,1605,1606],{},"It typically gets held for review or rejected. Mismatched descriptions, quantities, or amounts break the three-way matching that accounts payable relies on. Fix it by quoting the exact PO number, matching the wording and totals, and asking for the PO to be amended before you bill if the scope changed.",[479,1608,1610],{"id":1609},"do-i-need-both-a-po-and-an-invoice","Do I need both a PO and an invoice?",[16,1612,1613],{},"When a client uses POs, yes — they serve different roles. The PO authorises the purchase before work starts; the invoice requests payment after delivery and references the PO. For clients who don't use POs, the invoice alone is enough.",[479,1615,1617],{"id":1616},"is-a-purchase-order-the-same-as-a-proforma-invoice","Is a purchase order the same as a proforma invoice?",[16,1619,1620,1621,1625],{},"No. A PO is issued by the buyer to request goods; a proforma invoice is issued by the seller as a preliminary, non-final bill — often for quoting or customs purposes. See ",[134,1622,1624],{"href":1623},"\u002Fproforma-invoice-vs-invoice","proforma invoice vs invoice"," for the distinction.",{"title":515,"searchDepth":516,"depth":516,"links":1627},[1628,1629,1630,1631,1632,1633,1636,1637,1638],{"id":1043,"depth":519,"text":1044},{"id":1068,"depth":519,"text":1069},{"id":1110,"depth":519,"text":1111},{"id":1227,"depth":519,"text":1228},{"id":1296,"depth":519,"text":1297},{"id":1378,"depth":519,"text":1379,"children":1634},[1635],{"id":1437,"depth":516,"text":1438},{"id":1452,"depth":519,"text":1453},{"id":1546,"depth":519,"text":1547},{"id":476,"depth":519,"text":477,"children":1639},[1640,1641,1642,1643,1644],{"id":1584,"depth":516,"text":1585},{"id":1591,"depth":516,"text":1592},{"id":1602,"depth":516,"text":1603},{"id":1609,"depth":516,"text":1610},{"id":1616,"depth":516,"text":1617},"Document Types","2026-06-25","A plain-English guide to purchase orders, the PO process, and how a PO differs from and connects to an invoice — with a free template and worked example.",{},"\u002Fwhat-is-a-purchase-order",{"title":1038,"description":1647},{"loc":1649},"what-is-a-purchase-order","CLmTopopt7eBP-7AfX4TjOgKTeUbxzz1t-iEJRWPR-Q",1782742142881]